Bedzhamov took Mintz's billions to Monaco

O1 group is left without credit and without savings.
Origin source
The withdrawal of assets from the broken Vneshprombank (VBB) continued almost until the moment of revocation of his license. Including the day before the collapse of ex-president of the bank Larissa Marcus and her brother Grigory Bedzhamov issued their own huge loans. As a result, according to the data of the Deposit Insurance Agency (DIA, the bankruptcy trustee of Vneshprombank), Bejamov, who fled the country, owes the Bank almost 3.9 billion rubles, Marcus - more than 1 billion. This is 23% of all loans issued by the bank, and they are disproportionately large: Before that the largest loan issued by the bank to an individual did not exceed 60 million.

The lion's share of these loans (73%) was issued on December 9, 2015. On this day Markus and Bedzhamov issued five-year loans of 3.1 billion rubles (713 million and almost 2.4 billion) at 12% per annum, as well as consumer loans for 487 million rubles at 16% per annum. A week before, the same amount for the rescue of the bank was transferred to him by the group O1 Boris Mints.

At this time, the TBB was already balancing on the brink of the abyss. In early December 2015, the bank that serviced Russia's largest corporations, their top managers, high-ranking officials and their relatives, delayed payments and the issuance of cash. As it turned out, the customer's accounts were missing money, and the hole in the bank was a record 215 billion rubles. According to the Central Bank, by December 1, the bank violated all three capital adequacy standards - the regulator demanded to create reserves. The bank assured that on December 2 it corrected the situation with the standards: the O1 Mintz group helped, which provided the EBU with a subordinated deposit that can be included in the capital.

The terms of this deposit, which the Bank disclosed, almost repeat the parameters of loans to Marcus and Bedzhamov: 3 billion rubles for five years at 12% per annum. "The issuance of loans at the expense of the money received to save the bank is no different from the practice of writing off funds from customers' accounts, which, as is now known, began a year before the collapse of the TBB. Therefore, there is nothing to be surprised at, "- said in an interview with" Vedomosti "a large lender of the VPB.

Mintz called the deposit an attempt to support the bank, in which bonds the O1 pension funds invested 7 billion rubles in savings. The group expected that the state of the TBB stabilizes and in April it will fulfill the offer, Mintz explained.

On Monday and Tuesday, it was not possible to contact him, and the representative of O1 did not discuss the fate of the 3 billion rubles provided by the EBU and the loans to Marcus and Bedzhamov.

DIA did not recognize the bank's debt to O1 for a long time: in May, 2016, the Moscow Arbitration Court considered the claim of the Cyprus "O1 group" on the ban on holding a meeting of the IBU creditors before considering the inclusion in the register of its claims for 3,065 billion rubles. The DIA did not respond to the request for loans Markus and Bedzhamov, the coincidence of their terms with the O1 deposit and whether the agency checked the fate of the funds taken by the former co-owners of the IBM.

"If the conditions (term and rate) coincide, the amounts and dates of transactions are close, then it can be assumed that these operations [attraction of a subordinated deposit and the issuance of loans] are interrelated. This is similar to the scheme for formal increase in the regulatory capital adequacy ratio, which needed to be restored to a minimum level, "says Moody's analyst Lev Dorf.

You can include the deposit in the capital after its checking by the regulator. The corresponding request to the Central Bank remained unanswered.

The issuance of loans to Bedzhamova and Marcus could be connected with the threat of revocation of the license. The consequences of violation of mandatory standards come on the sixth day - in the form of sanctions of the Central Bank up to the revocation of the license, recalls FBK partner Alexei Terekhov. According to the Central Bank, in December 2015, even after the placement of the subordinate, the TSI continued to violate the H1.1 standard of capital adequacy - by December 9 it was just the sixth day.

On December 18, 2015, the Central Bank introduced an interim administration to the bank, Marcus was detained on suspicion of fraud in an especially large amount, and Bedjamov disappeared. In April 2016, he was detained in Monaco, but in June released on bail. As reported by the agency "Ruspres", the destiny of the banker was attended by the Russian billionaire Dmitry Rybolovlev, who has a good relationship with Prince Albert. It was also said that freedom cost the banker € 300 million. George Bejamov himself is the son of the assassinated Mafiosis of Assyrian origin Avdysh Bijamo ("Alik Assyrian"), who was killed in 1995.