Kazan Anchor Bank has imposed restrictions on the issuance of deposit in the amount of 10 thousand rubles daily. It is reported by RNS citing the call-center of the financial institution. This information was confirmed to RBC by an employee of the press-center of Anchor.
"As our management explained us, this is due to the liquidity of the bank," said the employee of the RNS call-center, adding that after the restoration of the desired level of liquidity the bank intends to "fully implement the requirements of customers."
"The bank is working normally. However, all branches of the bank introduced restrictions associated with the issuance of the contributions [to the amount of] no more than 10 thousand rubles every day," the interlocutor of RBC said, adding that this restriction is "effectively connected with the bank's liquidity. "
Restrictions on the issuance of deposits apply to all cities where the bank is present, notes RNS. According to the information on the website of the bank, it performs activities in Moscow, Kazan, Ufa and Cheboksary.
According to the Bank of Russia, the principal owner of Anchor Bank is the founder of A. Korkunoff Chocolate Factory, Andrey Korkunov. His share is 49.79%. Korkunov is also chairman of the board of directors of the financial institution. The Board also includes Galina Korkunova, who is the wife of the businessman.
"Today, when we are already close to the exit from the crisis, and we have seen improvements in the economy, I feel quite an experienced banker. I am absorbed into this project, I'm happy to do it personally," said Korkunov in an interview to Banki.ru in 2011, two years after the acquisition of Anchor Bank.
In the autumn of 2015 the Expert RA agency downgraded Anchor Bank to B +, in January 2016 it was recalled. "Weak liquidity of the bank was obvious one and a half years ago, when we lowered the bank's rating to B + (credit default order of 25% for the year), and then withdrew its rating," says the managing director of the bank ratings of Expert RA Stanislav Volkov .
He noted that the reason for the rating agency's actions was the reduction of the liquidity of the bank due to the outflow of corporate deposits and asset quality deterioration. "In general, the bank specialized in loans to medium and small businesses; the shareholder supported the bank in the last three years, but not significantly," he added.
Problems of Tatfondbank, one of the largest banks in Tatarstan, impacted negatively on the many banks in the region and caused the outflow of clients' funds, but hardly played a key role in the situation with Anchor Bank, Stanislav Volkov said. "The situation in the region superimposed on the situation in Anchore, but it was not decisive," said the expert.
Anchor Bank's assets, as of February 1, 2017, amount to 8.9 billion rubles, own funds are 1.9 billion rubles, the net loss is 97.6 million rubles. Deposits of individuals are more than double the volume of attracted funds of enterprises and account for 5 billion rubles. According to Banki.ru, in terms of assets Anchor Bank is the 231th in the Russian banking system and the 10th in Tatarstan.