The rights of PJSC Gelendzhik-Bank were put up for auction

The rights of claims of a financial organization were put up for auction.
The Deposit Insurance Agency put up for sale rights of the claim of PJSC "Gelendzhik-bank" to individuals and legal entities for a total of 473.4 million rubles. Sell ​​them is planned for 432 million rubles. Previously, the DIA had already sold a significant discount to the real estate and vehicles of the debtor. Experts believe that the rights of claims may be of interest to collectors, but for this, the bankruptcy trustee should consolidate the lots and provide an attractive discount.

State Corporation "Deposit Insurance Agency" (DIA) announced the start of the auction of property of PJSC "Gelendzhik-bank". In total in 36 lots the bankruptcy trustee of the debtor will try to realize the rights of the claim of the financial organization to legal entities and individuals for the total amount of 473.4 million rubles. Ten lots are put up for auction in the form of an open auction, and the remaining 26 - through a public offer. The total amount by which it is planned to realize the rights of claim of the bank is 432 million rubles. At the same time, the initial value of lots varies from 560 rubles. up to 145 million rubles. The first open tenders will be held on August 22, lots that are not sold on them will try to sell again on October 15 with a 10% price decrease. All property that is unclaimed in the "open" period will be included in the list of lots for a public offer, trades for which will be held from November 30, 2018 to January 15, 2019.

According to the DIA, PJSC "Gelendzhik-bank" was declared bankrupt by the decision of the Arbitration Court of the Krasnodar Territory on September 18, 2015. At the same time, bankruptcy proceedings were opened against him, and the Deposit Insurance Agency assumed the role of the bankruptcy trustee. According to the DIA, as of May 1, 2018, 613.8 million rubles were allocated for settlements with creditors of the first stage of the bank, which is 87.56% of the amount of the established requirements of these creditors.

As reported by "Kuban", in September of last year, non-residential premises of PJSC "Gelendzhik-bank" with an area from 42.7 to 1190 square meters were put up for public auction. m in Gelendzhik and Arkhipo-Osipovka for 141.7 million rubles. Property bought for 47 million rubles.

In March 2015 the police of Gelendzhik filed a criminal case against the former chairman of the board of Gelendzhik Bank under part 4 of Art. 159 of the Criminal Code ("fraud") on the theft of funds of a financial institution under the guise of issuing loans to an individual. Now the issue of recovering 188.7 million rubles from former Gelendzhik bank executives is being resolved. through the sale of their property, which is seized.

According to Timur Nigmatullin, the analyst of the company "Otkryt Broker", the right of the bank's claim to individuals and legal entities is its main assets, which should be realized. According to the expert, this liquid commodity and buyers for it will be, but everything will depend on the discount to which the property distributor will go. The managing partner of the legal group "Clover Consulting" Andrei Sidorenko is sure that in the form in which the rights of the bank's claim are put up for public auction, lots will not be used by potential buyers. "Big players in the collection service market may be interested in the bank's claims, but they are unlikely to be interested in all 36 lots exhibited with small amounts. I think that for the speedy sale of assets, they need to be combined into one large lot and provide the maximum discount - then the buyer will quickly be found, "the expert comments. According to Mr. Sidorenko, the return of the right of claim of financial organizations to individuals and legal entities is low, therefore the buyer usually expects to purchase the asset for 10% of its value in order to return at least 20%.