As it became known to Kommersant, a new episode has appeared in the story of the theft of money from the bursting Tatfondbank (TFB), which owes its clients more than 182 billion rubles. This time we are talking about fraud with several billion rubles allocated by the state to save the former "daughter" of TFB - Timer Bank. The former first deputy chairman of the board of the TFB Ramil Nasyrov and the ex-chairman of the board of Timer-bank Airat Kamalov were sent to the pre-trial detention center, who, according to the investigation, organized a scheme for withdrawing about 3 billion rubles from the Timer-bank through the TFB. The Ministry of Internal Affairs considers the theft to be about 1 billion rubles so far proven.
Ramil Nasyrov and Airat Kamalov were detained by operatives of the GUEBiPK Ministry of Internal Affairs the other day in Moscow. Both ex-bankers moved to the capital several years ago, after leaving their posts in their credit institutions (TFB lost its license in March 2017, and Timer Bank was sanitized). For Mr. Nasyrov, the police came to his apartment on Prospekt Mira, which he bought with a mortgage. But Mr. Kamalov "wandered" in very comfortable apartments and hotels, although, as the participants in the investigation say, he could easily afford to buy his own home. They detained him in one of the hotels in Staropimenovskiy lane in the very center of the capital.
Both spent a day in the IVS at 38 Petrovka, after which the investigator appealed to the Tverskoy District Court of Moscow with a petition for their arrest. The court found no reason to refuse this and sent the accused to a pre-trial detention center for two months.
The investigation department of the Ministry of Internal Affairs opened a criminal case on especially large-scale fraud (part 4 of Art. 159 of the Criminal Code of the Russian Federation), the defendants of which are Ramil Nasyrov and Airat Kamalov. The reason was the statement of the new owners of Timer-bank.
After this credit institution re-registered in Moscow in July 2019 and its head office moved here from Kazan, the audit revealed a number of dubious transactions between the TFB and its former "daughter".
In the course of the investigation, it was found that in 2014, the Deposit Insurance Agency, as part of the reorganization that began then, provided Timer-Bank with a preferential loan in the amount of 9.9 billion rubles. for ten years. Two years later, when the TFB was already on the verge of collapse, he entered into an assignment agreement with his "daughter", according to which, for almost 3 billion rubles. the debts of the allegedly very profitable Royal Time Group LLC and the affiliated Suvar Development LLC and Krasnodar Development LLC were transferred. The first organization at one time received a loan from the TFB in the amount of more than 0.5 billion rubles. for business development in the Yantarnaya gambling zone near Kaliningrad. The pledge was then the Sobranie casino, which is considered one of the largest gambling establishments in Europe.
Two other LLCs engaged in the construction business received loans secured by the multi-apartment buildings under construction in Tatarstan.
However, as follows from the materials of the case, just a couple of months later, the first deputy chairman of the board of the TFB Ramil Nasyrov, who was also the chairman of the board of directors of Timer-bank, and the then chairman of the board of the latter, Airat Kamalov, terminated the pledge agreements. The reason was the fact that all three commercial firms allegedly repaid all debts to the TFB. However, as established by the investigation, in fact, not a penny of Royal Time Group LLC, Suvar Development LLC and Krasnodar Development LLC (all firms in the stage of bankruptcy) have not returned to TFB. For example, according to the Ministry of Internal Affairs, the repayment of the debt of the same Royal Time Group LLC was carried out by illiquid promissory notes of PJSC Ak Bars - they were issued and repaid with a difference of one day - September 19 and 20, 2016. Moreover, all banking operations were carried out already in the conditions of insolvency of the TFB and less than a month before the appointment of a temporary administration in it.
Moreover, in the same 2016, all firms on the eve of bankruptcy sold all their assets. The same gambling business near Kaliningrad, Royal Time Group LLC, according to the investigators, was "re-registered to other persons in order to prevent levies on it."
According to Kommersant's information, at the moment the investigation has managed to prove the involvement of Messrs. Nasyrov and Kamalov in the withdrawal of assets from TFB and Timer-Bank only through Royal Time Group LLC for about 1 billion rubles.
Now law enforcement agencies are dealing with loans for another 2 billion rubles, which disappeared in construction firms.
We also note that since May last year, the Investigative Committee of Russia has been investigating another criminal case against the former leadership of the TFB. It deals with deliberate bankruptcy, embezzlement, falsification of financial accounting and reporting documents of a financial organization and abuse of authority (Art. 196, Art. 160, Art. 172.1 and Art. 201 of the Criminal Code of the Russian Federation) of the Criminal Code of the Russian Federation. The damage is estimated at 41 billion rubles.